Core Service Offering

The Inheritance Protocol

A structured advisory and educational program for families and principals who need a documented, transferable plan for non-traditional asset holdings — delivered with the rigor of a professional engagement.

Also known as the 21 Sats Inheritance Protocol.

Program Overview

Four modules. A single deliverable file. Built for attorneys and fiduciaries to act on.

The Inheritance Protocol is a professional engagement, not a course or a consultation. Every client receives a formal engagement letter, a defined scope of work, and a complete documentation package at close.

The finished file is designed to be handed directly to an estate attorney, a trustee, or a fiduciary administrator. It documents what exists, how it is held, how it transfers, and what the beneficiaries need to know — in plain language that does not require specialized knowledge to act on.

The Inheritance Protocol has a two-year delivery history. Catalyst Apex LLC was incorporated in April 2025 to formalize and expand the program. Every engagement has closed with a complete deliverable on file. No refund requests to date.

Program Curriculum

What the engagement covers

Each module builds on the last. The work is sequential and documented. Nothing moves to the next phase until the prior deliverable is reviewed and approved by the client.

Deliverables

What you receive at the close of every engagement

Every Catalyst Apex engagement closes with a complete, organized file. Not a set of recommendations or a report — a working document package your estate attorney, trustee, or fiduciary can act on the day it is handed to them.

Formatted Asset Inventory

A complete, categorized record of all holdings in scope — organized by account type, custody structure, and legal entity. Formatted for estate planning use.

Transfer Structure Memo

A written analysis of applicable transfer mechanisms for each holding, with step-by-step handoff protocols written for a non-technical reader. Reviewed by client counsel before closing.

Beneficiary Orientation Package

A structured guide for designated beneficiaries covering access procedures, security obligations, and the steps required to act on the transfer plan. Session attendance documented and on file.

Engagement Closure Confirmation

A co-signed closure document confirming that all modules have been completed, all deliverables reviewed, and all transfer structures verified as in place at the time of closing.

Engagement Letter (on record)

A copy of the signed engagement letter defining scope, terms, billing structure, and dispute-resolution process — filed with the complete engagement record.

Coordination Notes

Where legal or fiduciary advisors were consulted during the engagement, a record of coordination points and any outstanding action items is included in the final file.

Pricing

Three engagement tiers

All tiers include the full four-module Inheritance Protocol and a complete deliverable file at close. Contact us to discuss which tier fits your situation.

Core

$2,696

Standard engagement for individuals and families. Four modules, complete deliverable file, formal engagement letter.

Pro

$3,316

Expanded scope for principals with multiple entities, complex structures, or holdings requiring additional coordination with counsel.

Pro+

$4,246

Full-service engagement with direct principal advisory access throughout. Includes extended beneficiary preparation and implementation review.

All engagements require full payment at commencement after the engagement letter is signed.

Billing and Engagement Terms

Full payment at engagement start. No refund requests to date.

Every engagement begins with a signed letter and full payment. The program has operated this way for more than two years — no exceptions, no refunds. The track record speaks for itself.

What we require of clients

  • A signed engagement letter before any work begins
  • Full payment at engagement commencement
  • Active participation through each module
  • Access to documentation required for the asset inventory

What you can expect from us

  • A formal engagement letter within 48 hours of intake call
  • Dedicated advisor access throughout the engagement
  • Each module deliverable reviewed with you before proceeding
  • A complete, organized file delivered at close

When appropriate, the engagement may incorporate the Vault Inheritance Computer, a hardware tool from our sister brand CitadelVault, to strengthen the physical security layer of a client's transfer structure.

Apply for an Engagement

Engagements are accepted by inquiry

Use the contact form to introduce yourself and describe your situation. We will respond within two business days to schedule an intake call. If the engagement is a fit, you will receive a formal engagement letter within 48 hours of that call.

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